Good connections.
Shared rewards.
Refer someone.
Receive €500.
Know someone who needs help with private health insurance or a private pension in Germany? Introduce them to Unconfuse. When their referral becomes qualifying business through our network, you receive a €500 thank-you. You do not need to be an existing client.
HOW IT WORKS
A simple introduction.
A meaningful thank-you.
1. Ask first
Ask whether they would like an introduction to Unconfuse. Get their permission to share their name and email address for this purpose. No medical information or financial documents are needed.
2. Introduce by email
Use the button to open a ready-written email. Add their address in CC, fill in the names and send. They reply to confirm they would like contact. We then confirm the referral and arrange a conversation.
3. Share in success
We listen and connect them with a suitable specialist. If they take out a qualifying policy, pay the first premium and our referral fee arrives, your €500 reward becomes payable. We arrange payment with you.
WHAT QUALIFIES
€500 per person.
Clear from the start.
Private health insurance
Full private health insurance and comprehensive incoming expat health insurance qualify when arranged through the Unconfuse network. The specialist checks the person’s eligibility and recommends suitable cover.
Private pension planning
A qualifying private pension or Basisrente qualifies when arranged through the network. Basisrente and Rürup-Rente are two names for the same product. The specialist explains suitability, costs and tax treatment.
One €500 reward per qualifying referred person—not per policy. If the same person takes out health insurance and a pension, the reward is €500 in total. Different family members can each qualify in their own right.
Your reward and tax: The €500 reward is before any tax you may owe. You are responsible for checking your tax obligations and declaring the payment where required. Tax treatment depends on your circumstances and country of tax residence. If you are unsure, ask a tax adviser.
A NETWORK THAT GIVES BACK
Good recommendations
should benefit people.
Unconfuse brings people together with specialists who understand life in Germany. We aim to share a substantial part of the income we earn through successful introductions, helping the network’s success benefit the people who make it possible.
At Unconfuse, we believe the product should fit the person. We listen first, then connect people with a specialist who can help them understand their options. A referral reward should never be a reason to choose an unsuitable policy.
COMMON QUESTIONS
Before you introduce someone
Do I need to be
an existing client?
No. The programme is open to people outside our existing client network too. A friend, colleague or family member can make an introduction. Let us confirm the referral before the policy is arranged.
When do I receive
the €500 reward?
After the qualifying policy is in place, the first premium has been paid and Unconfuse has received its referral fee. An introduction or application alone does not trigger payment. We confirm the payment arrangements with you.
What if they cancel
before payment?
If the policy is cancelled before the first premium is paid and our referral fee has been received, no referral reward is payable. The person remains free to decide whether to proceed with the specialist’s recommendation.
Is this the same as
the relocation benefit?
No. The €500 referral reward is paid to the person making a qualifying introduction. The separate relocation or visa-cost benefit supports eligible client expenses through network partners. Each has its own eligibility conditions.
MAKE A CONNECTION
Know someone we could help?
The button opens your email app with the introduction already written. Add the person’s email address in CC and replace the placeholders before sending. They confirm their request by replying directly to us.
Using webmail? Send your introduction to hello@unconfuse.de and copy the person in CC. Include your full name so we can record the referral.
The person can also contact us directly and name you as their referrer. We confirm the referral by email so everyone has a clear record.
Ask permission before sending. Being copied into an email is not, by itself, confirmation that someone wants contact. We request their own reply before arranging a conversation. See our Privacy Policy. Permission for an introduction does not authorise newsletters or unrelated marketing; any sharing with a specialist is agreed separately.
You make the introduction; a qualified specialist provides any insurance, pension or tax advice. Please do not send medical information, financial documents or other sensitive details about someone else. Referral eligibility is confirmed individually before the policy is arranged.