Author: Unconfuse
Why Riester fell short—and what the Altersvorsorgedepot changes
Why Riester struggled, how Germany’s retirement-saving framework changes from January 2027, and what costs, investment choice and guarantees mean for savers.
Why Germany’s health reform makes supplementary insurance worth a closer look
How dental subsidies, out-of-pocket costs and healthcare choices make reviewing supplementary cover more relevant—and what a policy can actually cover.
Why Germany’s health insurance reforms make PKV worth a closer look
How higher statutory costs and changing healthcare benefits affect the comparison with PKV for eligible people and some families.
Sick leave in Germany: sick notes, salary and longer absences
When to notify your employer, how electronic sick notes work, and what happens to your income during a longer absence in Germany.
Germany’s 2027 public health insurance changes: what could they mean for you?
What Germany’s 2027 statutory health insurance reform could mean for income thresholds, family cover, dental costs and medication co-payments. Clear facts and dates.